Best Credit Cards

A big welcome bonus plus flexible points that stretch further on travel.

Earn flat-rate miles on literally everything, then redeem without the headache.

A no-annual-fee card built to grow your credit — automatic credit line reviews and no foreign fees.

3% cash back on dining, groceries, and entertainment with no annual fee — built for college budgets.

Lounge access, hotel perks, and a huge welcome bonus for frequent travelers.

Premium travel card with lounge access, big miles bonus, and an annual credit that softens the fee.

Build credit and earn flat cash back — no annual fee, with a path to upgrade.

Premium business travel card with lounge access and a huge welcome bonus in miles.

Flat travel miles on everything — and Discover matches all your miles after year one.

Flat 1.5% back on everything with a tidy welcome bonus and zero annual fee — set it and forget it.

Unlimited 1.5x points on everything with no annual fee and no foreign transaction fees.

Generous cash-back tiers on office supplies and internet, plus a fat welcome bonus and no annual fee.

Rounds every purchase up to the nearest 10 points and refunds 10% of redeemed points.

Stack American Airlines miles with a big welcome bonus plus a free checked bag on every flight.

Flat 2% back on every business purchase with a hefty sign-up bonus for big spenders.

3x points on travel, dining, gas, transit, and streaming — with no annual fee.

Unlimited flat-rate cash back for small businesses with no annual fee.

Pick your own 5% cash-back categories each quarter — rare control over where your rewards land.

Flat 2x miles on everything and a hefty welcome bonus for growing businesses.

Build business credit with flat cash back even if your score needs work.

Flat 1.5% cash back on every business purchase plus a hefty welcome bonus and no annual fee.

A flat-rate business card with a huge bonus and flexible pay-over-time options for big purchases.

Unlimited 3% back on dining, groceries, and streaming — built for students with no annual fee.

Unlimited 3% back on dining, groceries, and streaming with zero annual fee — built for nights out.

No annual fee, 5% rotating categories, and Discover doubles all your cash back the first year.

Rack up 4x points on dining and groceries plus dining credits that practically pay the fee for you.

Flat 2% on everything — 1% when you buy, 1% when you pay. No categories to track.

Flat 2% cash back on everything — no categories to track, no fuss.

No annual fee and elevated cash back on every swipe, plus a tidy sign-up bonus.

Pick your top 3% cash-back category and stack a sign-up bonus with no annual fee.

3% back on dining, groceries, streaming, and entertainment — with no annual fee.

Flat 1.5% cash back on everything with no annual fee and a simple bonus.

Earns 5% back automatically in your top spending category each month — no opt-in.

6% cash back at U.S. supermarkets—grocery hauls finally pay you back.

Big bonus points plus 3x on travel, dining, gas, groceries, and EV charging—one of the most generous everyday earners.

Build credit in college and get every dollar of cash back matched your first year.

Up to 4% back on gas and dining with no annual fee (Costco membership required).

A massive points haul for small businesses, plus 3x on travel, shipping, and ad spend.

Premium travel card with lounge access and a hefty miles bonus that mostly covers the fee.

Stack big points on dining, groceries, gas, and travel with one flexible card.

Build credit from scratch with a low refundable deposit and no annual fee.