Picktly logoPicktlyGet the best deals
Capital One Spark Cash Plus

Capital One Spark Cash Plus Review

Marcus Bell
By Marcus Bell · Senior Reviews Editor
Reviewed June 18, 2026

Flat 2% back on every business purchase with a hefty sign-up bonus for big spenders.

#business#cash-back#sign-up-bonus#no-limit

Overview

Earn unlimited 2% cash back on all business spending, no categories to track. The big up-front bonus rewards heavier spend, and there's no preset spending limit that adapts to your business.

Why we picked it

  • Our take: Editor's pick.
  • Price range: $150/yr.
  • Where to buy: Capital One.
Marcus Bell
Marcus Bell
Senior Reviews Editor

Marcus has spent over a decade testing consumer tech and gadgets. He cares about whether a product earns its price in real life — not on a spec sheet.

How it compares

Capital One Spark Cash Plus vs. other Credit Cards picks.

ProductOur takeHighlightFrom
Capital One Spark Cash Plus(this page)Editor's pickLarge cash sign-up bonusCapital OneApply →
Chase Sapphire PreferredBest travel cardBig points bonusChaseApply →
Capital One Venture RewardsBest for simplicityMiles bonusCapital OneApply →
Chase Ink Business Cash Credit CardEditor's pickLarge cash-back sign-up bonusChaseApply →

More Credit Cards picks