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Citi Strata Premier Card

Citi Strata Premier Card Review

Aaron Ross
By Aaron Ross · Deals & Finance Writer
Reviewed June 17, 2026

Big bonus points plus 3x on travel, dining, gas, groceries, and EV charging—one of the most generous everyday earners.

#travel#rewards#points#credit card

Overview

Earns triple points across the categories most people actually spend on, then transfers to Citi's airline partners for outsized travel value. The sign-up bonus alone can cover a round-trip flight. A strong mid-tier card that punches above its annual fee.

Why we picked it

  • Our take: Editor's pick.
  • Price range: $95/yr.
  • Where to buy: Citi.
Aaron Ross
Aaron Ross
Deals & Finance Writer

Aaron digs into offers, cards, and software so you don't have to read the fine print. He flags the genuinely good deals and the traps.

How it compares

Citi Strata Premier Card vs. other Credit Cards picks.

ProductOur takeHighlightFrom
Citi Strata Premier Card(this page)Editor's pickBig sign-up bonus after spendCitiApply →
Chase Sapphire PreferredBest travel cardBig points bonusChaseApply →
Capital One Venture RewardsBest for simplicityMiles bonusCapital OneApply →
Discover it Cash BackBest valueUnlimited Cashback Match — all first-year cash back doubledDiscoverApply →

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Discover it Cash Back

No annual fee, 5% rotating categories, and Discover doubles all your cash back the first year.

Highlight
Unlimited Cashback Match — all first-year cash back doubled
From
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