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Citi Rewards+ Card

Citi Rewards+ Card Review

Marcus Bell
By Marcus Bell · Senior Reviews Editor
Reviewed June 18, 2026

Rounds every purchase up to the nearest 10 points and refunds 10% of redeemed points.

#no-annual-fee#rewards#points#citi#thankyou

Overview

A no-annual-fee card with a quirky twist: every transaction earns rounded up to the nearest 10 ThankYou points, so small buys punch above their weight. Get a chunk of points back when you redeem, plus a sign-up bonus to kick things off.

Why we picked it

  • Our take: Best value.
  • Price range: $0/yr.
  • Where to buy: Citi.
Marcus Bell
Marcus Bell
Senior Reviews Editor

Marcus has spent over a decade testing consumer tech and gadgets. He cares about whether a product earns its price in real life — not on a spec sheet.

How it compares

Citi Rewards+ Card vs. other Credit Cards picks.

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